Legal & Policies

Terms of Service

Last Updated: August 2026

Welcome to Riska's Finance LLC. By accessing our website or utilizing our accounting, tax, or software services, you agree to comply with and be bound by the following terms.

1. Professional Services Disclaimer

The information provided on this website, including calculators and blog posts, is for general informational purposes only and does not constitute formal tax, legal, or financial advice. A formal professional-client relationship is only established upon the execution of a signed engagement letter.

2. Software Products

Our proprietary software tools, including ClearPay and Riska's Fixed Assets, are subject to their respective End User License Agreements (EULA). Single-user licenses for Riska's Fixed Assets are perpetual but non-transferable.

3. User Responsibilities

Clients are solely responsible for the accuracy and completeness of the documents and information provided for tax filing and bookkeeping purposes. Riska's Finance LLC is not liable for penalties resulting from omitted or falsified information provided by the client.

Privacy Policy

Last Updated: August 2026

Riska's Finance LLC is committed to protecting your personal and financial information. This policy outlines how we collect, use, and safeguard your data.

1. Information We Collect

• Contact Information: Name, email, and phone number when you submit an intake form or schedule an appointment.
• Financial Data: W-2s, 1099s, business financials, and IDs uploaded securely via our portal for the express purpose of tax preparation and bookkeeping.
• Software Usage: Riska's Fixed Assets operates locally on your machine and does not transmit financial asset data back to our servers.

2. How We Use Your Information

Your information is used strictly to fulfill the accounting, tax, or consultation services you have requested. We use third-party vendors (such as Calendly for scheduling and Dropbox for secure file transfers) to facilitate these services.

3. Data Sharing

We do not sell, rent, or trade your personal information to third parties. Information may only be disclosed if required by law or to comply with IRS regulations and legal processes.

Security Practices

Last Updated: August 2026

Handling financial data requires the highest level of security. Here is how we keep your information safe.

1. Secure Document Portal

We do not accept sensitive tax documents via unencrypted email. All client document uploads are routed through our secure Dropbox portal, which utilizes 256-bit Advanced Encryption Standard (AES) security to protect your files in transit and at rest.

2. ClearPay & Payment Security

ClearPay is built on top of Stripe's secure infrastructure. Riska's Finance LLC never directly stores or sees your clients' full credit card or banking information. All transactions are PCI-DSS compliant.

3. Riska's Fixed Assets

To ensure maximum data sovereignty for CPA firms and businesses, Riska's Fixed Assets relies on a local database architecture. Your proprietary depreciation and asset data never leaves your secure local network.